Comments on: If I transfer to US will I still be able to get mortgage in the UK? http://www.theukmortgageshop.com/uk-mortgage/if-i-transfer-to-us-will-i-still-be-able-to-get-mortgage-in-the-uk Learning the Facts about UK Mortgages Mon, 06 Feb 2012 08:37:55 -0600 http://wordpress.org/?v=2.8.6 hourly 1 By: Unbiased Find a Mortgage Adviser http://www.theukmortgageshop.com/uk-mortgage/if-i-transfer-to-us-will-i-still-be-able-to-get-mortgage-in-the-uk/comment-page-1#comment-660 Unbiased Find a Mortgage Adviser Mon, 01 Mar 2010 18:02:59 +0000 http://www.theukmortgageshop.com/uk-mortgage/if-i-transfer-to-us-will-i-still-be-able-to-get-mortgage-in-the-uk#comment-660 The answer to your questions is yes, subject to you satisfying particular mortgage lending criteria. There are various high street lenders here who offer what are known as offshore mortgages. These lending arms specialise in offering mortgages to people in your particular scenario. You will be assessed on what your income / expenditure scenario currently is and the lender will wish to see evidence of your current employment and salary. It is possible for you to secure residential and buy to let mortgages. In order to be able to qualify for a residential mortgage a direct family member will need to be residing in the property upon you receiving ownership of it. If you wish to let the property out, therefore obtaining a Buy To Let mortgage, the proposed rental income for the property can also be taken into account when assessing the affordability of the loan to yourself. I suggest you seek independent mortgage advice with an independent mortgage broker as they will be able to fully assess your current scenario and explain in detail what options are available to you. http://www.wwfp.net/mortgage/mortgage-broker.html Disclaimer: The answers above are for guidance only and should not be acted upon without you receiving professional mortgage advice relevant to your circumstances. To find an independent mortgage adviser please go to http://www.unbiased.co.uk<br><b>References : </b><br>Peter McGahan, Managing Director, Worldwide Financial Planning. Peter has been a financial adviser for twenty years, the last eleven as a fee based Independent Financial Adviser. He now analyses the markets and products for the advisory team at Worldwide. Worldwide have won sixteen FT Adviser awards over the last four years. Most noticeably for borrowers is mortgage adviser of the year for 2005,2006,2007 The answer to your questions is yes, subject to you satisfying particular mortgage lending criteria. There are various high street lenders here who offer what are known as offshore mortgages. These lending arms specialise in offering mortgages to people in your particular scenario.

You will be assessed on what your income / expenditure scenario currently is and the lender will wish to see evidence of your current employment and salary. It is possible for you to secure residential and buy to let mortgages. In order to be able to qualify for a residential mortgage a direct family member will need to be residing in the property upon you receiving ownership of it.

If you wish to let the property out, therefore obtaining a Buy To Let mortgage, the proposed rental income for the property can also be taken into account when assessing the affordability of the loan to yourself.

I suggest you seek independent mortgage advice with an independent mortgage broker as they will be able to fully assess your current scenario and explain in detail what options are available to you.

http://www.wwfp.net/mortgage/mortgage-broker.html

Disclaimer:
The answers above are for guidance only and should not be acted upon without you receiving professional mortgage advice relevant to your circumstances. To find an independent mortgage adviser please go to http://www.unbiased.co.uk
References :
Peter McGahan, Managing Director, Worldwide Financial Planning.

Peter has been a financial adviser for twenty years, the last eleven as a fee based Independent Financial Adviser. He now analyses the markets and products for the advisory team at Worldwide. Worldwide have won sixteen FT Adviser awards over the last four years. Most noticeably for borrowers is mortgage adviser of the year for 2005,2006,2007

]]> By: MadMan http://www.theukmortgageshop.com/uk-mortgage/if-i-transfer-to-us-will-i-still-be-able-to-get-mortgage-in-the-uk/comment-page-1#comment-659 MadMan Mon, 01 Mar 2010 17:33:59 +0000 http://www.theukmortgageshop.com/uk-mortgage/if-i-transfer-to-us-will-i-still-be-able-to-get-mortgage-in-the-uk#comment-659 Yes, it will be difficult but not impossible.<br><b>References : </b><br> Yes, it will be difficult but not impossible.
References :

]]> By: dog ma http://www.theukmortgageshop.com/uk-mortgage/if-i-transfer-to-us-will-i-still-be-able-to-get-mortgage-in-the-uk/comment-page-1#comment-658 dog ma Mon, 01 Mar 2010 17:07:59 +0000 http://www.theukmortgageshop.com/uk-mortgage/if-i-transfer-to-us-will-i-still-be-able-to-get-mortgage-in-the-uk#comment-658 Only a UK lender can answer that.<br><b>References : </b><br>Former mortgage broker Only a UK lender can answer that.
References :
Former mortgage broker

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