I earn £30600 gross a year but am not sure how to get a mortgage. I can only seem to get £70,000 – £85,000 on online quotes. This would not buy anything where I live in essex. A 1 bedroom flat is average cost of £130,000. So how would I go about gettting this size mortgage?? Any suggestions please x
Based on your income you can obtain a mortgage of at least £122,400 but in certain circumstances more.
Do you have a deposit?
If you have, you could buy the property that you mention, no problem.
You need to deal with a whole of market mortgage broker, as they have access to all the lenders and they can asssess your circumstances and marry you up with the best lender.
Visit http://www.mortgages2.co.uk and submit your circumstances. I am sure that they can help.
Regards
Joe
January 11th, 2010 at 2:56 pm
Um, I’m not British, but I’d try the bank not the online thing unless its reashearch to look up whaty ou need to do and say.Then I’d try Spell Check and grammar.
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January 11th, 2010 at 3:36 pm
Join the club, mortgages are a waste these days unless your amazingly High earner, give http://www.northernrock.co.uk/ a peek they are quite good with their morgages
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January 11th, 2010 at 3:59 pm
Based on your income you can obtain a mortgage of at least £122,400 but in certain circumstances more.
Do you have a deposit?
If you have, you could buy the property that you mention, no problem.
You need to deal with a whole of market mortgage broker, as they have access to all the lenders and they can asssess your circumstances and marry you up with the best lender.
Visit http://www.mortgages2.co.uk and submit your circumstances. I am sure that they can help.
Regards
Joe
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January 11th, 2010 at 4:30 pm
Apply online at http://www.surefirefinance.co.uk they will get back to you with an offer
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