What is the legal standing of an agreement by word only to repay a loan in the UK ? | The UK Mortgage Shop

What is the legal standing of an agreement by word only to repay a loan in the UK ?

If the loanee refuses to repay a loan which was agreed by word only what can you do to enforce them to honor the agreement and what evidence would you need to prove it.

Depends on the amount of the loan. In cases under a certain amount, verbal agreements will stand – above a certain amount and you will need for that agreement to be in writing. Witnesses in either case always help. Check your local statutes.

2 Responses

  1. Lex Says:

    Depends on the amount of the loan. In cases under a certain amount, verbal agreements will stand – above a certain amount and you will need for that agreement to be in writing. Witnesses in either case always help. Check your local statutes.
    References :

  2. KarenL Says:

    Go to any Business Law book and look up Contracts and Statue of Fraud. This will give you a basic understanding or you should consult an attorney if this is anything other than a whim.
    References :

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