Can you offset interest paid on a loan in the UK against income earned letting a property in France? | The UK Mortgage Shop

Can you offset interest paid on a loan in the UK against income earned letting a property in France?

A friend owns a property in France which is used as a holiday home but also occasionally let. Tax must be paid in France on any rental income earned but he took a mortgage on his own home in this country to buy the house in France. Does anyone know if the French taxman will allow the interest being charged on the loan in the UK to be set against the rental income earned for taxation purposes?

I don’t know the answer to this.

Interest for purchase and renovation of maisons secondaires in France is deductible against rental income. There may well be an EU regulation extending this to interest paid throughout EU.

But surely it is worth trying ? The French taxman can only say non.

There are people in the same situation posting on this local French forum : http://the-languedoc-page.com/forum who can probably help.

Peter

One Response

  1. MPPRH Says:

    I don’t know the answer to this.

    Interest for purchase and renovation of maisons secondaires in France is deductible against rental income. There may well be an EU regulation extending this to interest paid throughout EU.

    But surely it is worth trying ? The French taxman can only say non.

    There are people in the same situation posting on this local French forum : http://the-languedoc-page.com/forum who can probably help.

    Peter
    References :

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